:root{
  --bg:#f8fafb; --paper:#ffffff; --ink:#0e2235; --ink-soft:#3b4858; --muted:#6b7884;
  --teal:#0097a7; --teal-d:#006978; --orange:#ff6d00; --orange-d:#c43c00;
  --line:#e3eaef; --shadow:0 4px 18px rgba(13,46,71,.08); --shadow-l:0 2px 8px rgba(13,46,71,.06);
  --radius:14px;
}
*{box-sizing:border-box;margin:0;padding:0}
html,body{overflow-x:hidden;max-width:100vw}
html{scroll-behavior:smooth}
body{font-family:'Inter',-apple-system,Segoe UI,Roboto,sans-serif;font-size:16px;line-height:1.65;background:var(--bg);color:var(--ink);-webkit-font-smoothing:antialiased}
a{color:var(--teal-d);text-decoration:none}
a:hover{color:var(--orange-d)}
img{max-width:100%;height:auto;display:block}
h1,h2,h3,h4{line-height:1.2;color:var(--ink);font-weight:800;letter-spacing:-.01em}
h1{font-size:clamp(30px,8vw,52px);margin-bottom:.6em}
h2{font-size:clamp(24px,5.5vw,36px);margin:1.4em 0 .55em}
h3{font-size:clamp(19px,4vw,22px);margin:1.1em 0 .4em}
p{margin:0 0 1em}
ul,ol{margin:0 0 1em 1.2em}
li{margin-bottom:.4em}
.container{width:100%;max-width:1100px;margin:0 auto;padding:0 18px}
/* HEADER */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:saturate(140%) blur(10px);border-bottom:1px solid var(--line)}
.hdr-row{display:flex;align-items:center;justify-content:space-between;padding:12px 0;gap:14px}
.brand{display:flex;align-items:center;gap:10px}
.brand img{height:34px;width:auto}
.nav{display:none;gap:18px;font-weight:600;font-size:14px}
.nav a{color:var(--ink-soft)}
.nav a:hover,.nav a.active{color:var(--teal)}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:11px 20px;border-radius:999px;font-weight:700;font-size:15px;background:var(--orange);color:#fff;border:none;cursor:pointer;transition:transform .15s,background .15s;-webkit-tap-highlight-color:rgba(255,109,0,.2)}
.btn:hover{background:var(--orange-d);transform:translateY(-1px);color:#fff}
.btn.ghost{background:transparent;color:var(--teal-d);border:2px solid var(--teal)}
.btn.ghost:hover{background:var(--teal);color:#fff}
.btn.teal{background:var(--teal)}
.btn.teal:hover{background:var(--teal-d);color:#fff}
.burger{width:44px;height:44px;display:flex;align-items:center;justify-content:center;background:none;border:none;cursor:pointer}
.burger span{width:22px;height:2px;background:var(--ink);position:relative}
.burger span::before,.burger span::after{content:'';position:absolute;left:0;width:22px;height:2px;background:var(--ink)}
.burger span::before{top:-7px}.burger span::after{top:7px}
.mobnav{display:none;flex-direction:column;background:#fff;border-top:1px solid var(--line);padding:10px 18px}
.mobnav.open{display:flex}
.mobnav a{padding:14px 0;border-bottom:1px solid var(--line);font-weight:600;color:var(--ink)}
/* HERO */
.hero{padding:36px 0 28px}
.hero .kicker{display:inline-block;background:rgba(0,151,167,.12);color:var(--teal-d);padding:6px 14px;border-radius:999px;font-weight:700;font-size:13px;letter-spacing:.04em;text-transform:uppercase;margin-bottom:14px}
.hero h1{margin-bottom:.45em}
.hero .lead{font-size:clamp(16px,4vw,20px);color:var(--ink-soft);max-width:680px;margin-bottom:22px}
.hero-cta{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:26px}
.hero-img{border-radius:var(--radius);box-shadow:var(--shadow);overflow:hidden;background:var(--paper)}
/* FAQ-FIRST V8 */
.faq-first{margin:30px 0 14px;background:linear-gradient(180deg,#fff 0%,#f0f8fa 100%);border:1px solid var(--line);border-radius:var(--radius);padding:24px 18px;box-shadow:var(--shadow-l)}
.faq-first h2{margin-top:0}
.faq-list{display:grid;grid-template-columns:1fr;gap:10px}
.faq-item{background:#fff;border:1px solid var(--line);border-radius:10px;overflow:hidden}
.faq-item summary{padding:14px 16px;cursor:pointer;font-weight:700;color:var(--ink);list-style:none;display:flex;justify-content:space-between;align-items:center;font-size:15px;min-height:44px}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:'+';font-size:22px;color:var(--orange);font-weight:300;transition:transform .2s}
.faq-item[open] summary::after{transform:rotate(45deg)}
.faq-item .a{padding:0 16px 14px;color:var(--ink-soft);font-size:15px;line-height:1.7}
/* CARDS / GRID */
.grid{display:grid;grid-template-columns:1fr;gap:18px;margin:18px 0}
.card{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:20px;box-shadow:var(--shadow-l)}
.card h3{margin-top:0;color:var(--teal-d)}
.card .ico{width:46px;height:46px;border-radius:12px;background:rgba(0,151,167,.1);display:flex;align-items:center;justify-content:center;font-weight:900;color:var(--teal);margin-bottom:10px;font-size:20px}
/* TABLES */
.tbl-scroll{overflow-x:auto;margin:16px 0;border-radius:var(--radius);box-shadow:var(--shadow-l);background:#fff}
table{width:100%;border-collapse:collapse;font-size:14px;min-width:500px}
th,td{padding:12px 14px;text-align:left;border-bottom:1px solid var(--line)}
th{background:var(--teal);color:#fff;font-weight:700;font-size:13px;letter-spacing:.02em}
tr:nth-child(even) td{background:#f8fbfc}
/* BADGES */
.badges{display:flex;flex-wrap:wrap;gap:10px;margin:18px 0}
.badge{background:#fff;border:1px solid var(--line);padding:8px 14px;border-radius:999px;font-size:13px;font-weight:600;color:var(--ink-soft);box-shadow:var(--shadow-l)}
.badge.pri{background:var(--teal);color:#fff;border-color:var(--teal)}
/* CTA BLOCK */
.cta-block{background:linear-gradient(135deg,var(--teal) 0%,var(--teal-d) 100%);color:#fff;padding:30px 22px;border-radius:var(--radius);margin:30px 0;text-align:center}
.cta-block h2{color:#fff;margin-top:0}
.cta-block p{color:rgba(255,255,255,.9)}
.cta-block .btn{background:var(--orange)}
/* IMG with caption */
figure{margin:18px 0}
figure img{border-radius:var(--radius);box-shadow:var(--shadow-l)}
figcaption{font-size:13px;color:var(--muted);margin-top:8px;text-align:center;font-style:italic}
/* FOOTER */
.site-footer{background:#0e2235;color:#cbd6df;padding:38px 0 22px;margin-top:50px;font-size:14px}
.site-footer h4{color:#fff;font-size:15px;margin-bottom:12px}
.site-footer a{color:#9bb6c8}
.site-footer a:hover{color:#fff}
.foot-grid{display:grid;grid-template-columns:1fr;gap:24px;margin-bottom:24px}
.foot-grid ul{list-style:none;margin:0;padding:0}
.foot-grid li{margin-bottom:8px}
.foot-bottom{border-top:1px solid #1c344a;padding-top:18px;text-align:center;font-size:12px;color:#7d96aa;line-height:1.6}
.disclaimer{background:#fff5e6;border-left:4px solid var(--orange);padding:14px 16px;margin:24px 0;border-radius:8px;font-size:14px;color:#7a4400}
/* FAB */
.fab{position:fixed;bottom:18px;right:18px;z-index:60;background:var(--orange);color:#fff;padding:14px 22px;border-radius:999px;font-weight:800;box-shadow:0 6px 20px rgba(255,109,0,.45);min-height:48px;display:flex;align-items:center;font-size:15px}
.fab:hover{color:#fff;background:var(--orange-d)}
/* BREADCRUMB */
.crumbs{font-size:13px;color:var(--muted);padding:14px 0 0}
.crumbs a{color:var(--teal-d)}
/* MEDIA */
@media (min-width:768px){
  .nav{display:flex}
  .burger{display:none}
  .grid{grid-template-columns:repeat(2,1fr)}
  .foot-grid{grid-template-columns:repeat(3,1fr)}
  .hero{padding:60px 0 40px;display:grid;grid-template-columns:1.15fr 1fr;gap:40px;align-items:center}
  .fab{display:none}
  .faq-list{grid-template-columns:repeat(2,1fr)}
}
@media (min-width:1024px){
  .grid.g3{grid-template-columns:repeat(3,1fr)}
  .foot-grid{grid-template-columns:repeat(4,1fr)}
}
.kpi{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin:22px 0}
.kpi .k{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px;text-align:center;box-shadow:var(--shadow-l)}
.kpi .n{font-size:clamp(26px,7vw,38px);font-weight:900;color:var(--orange);line-height:1}
.kpi .l{font-size:13px;color:var(--ink-soft);margin-top:6px;font-weight:600}
@media (min-width:768px){.kpi{grid-template-columns:repeat(4,1fr)}}
.toc{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px;margin:20px 0;box-shadow:var(--shadow-l)}
.toc h4{margin:0 0 10px;color:var(--teal-d);font-size:15px}
.toc ol{margin:0 0 0 1.2em;font-size:14px}
.toc a{color:var(--ink-soft)}
.pull{font-size:clamp(20px,5vw,28px);font-weight:700;line-height:1.3;color:var(--teal-d);border-left:4px solid var(--orange);padding:8px 0 8px 18px;margin:24px 0}

/* logo bg fix — Bettilt logo white "bet" text needs dark backing on light header */
.site-header img[alt*="logo" i],
.site-header img[src*="logo"],
.site-header .brand img {
  background: #0d1b2a;
  padding: 6px 12px;
  border-radius: 6px;
  box-sizing: content-box;
}